Savings Account Rates

Auburn Community Federal Credit Union makes it easy to save, empowering you to realize your financial dreams. We offer multiple savings accounts, each with their own benefits.

To get started with opening a savings account…

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Rates as of March 28, 2023. Rates subject to change without notice.

Regular Share Savings Account Rates

A regular share savings account is a traditional savings account. Opening this type of savings account establishes someone as an Auburn Community FCU member, providing all the benefits that come with credit union membership.

Terms Rate %APY
$5.00 - $49.99 0.0% 0.0%
$50.00 and Greater 0.15% 0.15%

$5.00 minimum balance required to maintain membership

Learn more about our regular share savings accounts here.

Share Draft Checking

Terms Rate %APY
No Minimum Balance Requirement 0.0% 0.0%

Kid's Club Savings Account Rates

A kid’s savings account is a great way for those 12 or under to get a head start on financial responsibility.

Terms Rate %APY
$5.00 - $49.99 0.0% 0.0%
$50.00 and Greater 0.15% 0.15%

*Ages Birth thru 12, $5 Minimum Balance Required To Maintain Membership

Learn more about our Kid’s Savings Accounts here.

Money Market
Save More With Our Competitive Money Market Account Rates

A money market account is a type of savings account that provides extra savings. Money market accounts generally provide greater interest, but also require a higher minimum balance.

Terms Rate %APY
$0 - $2,499.99 0.05% 0.05%
$2,500.00 - $9,999.99 0.05% 0.05%
$10,000.00 - $24,999.99 0.05% 0.05%
$25,000.00 and Greater 0.15% 0.15%

*No Minimum Balance Required. However, Minimum Balances must be met to earn dividends as indicated above.

Learn more about Auburn Community FCU’s money market accounts here.

Christmas Club
Get Great Savings Account Rates for Your Christmas Club Account

A Christmas Club Account is a savings account specifically for saving for the holidays.

Terms Rate %APY
$5.00 Minimum Balance Requirement 0.15% 0.15%

Funds from this account are transferred to the Regular Shares Savings Account on September 30th of each year.

Learn more about Christmas Club Accounts here.

Vacation Club
Get a Great Rate on a Vacation Club Account

Everybody needs to get away occasionally. We make it easier to save your vacation with a Vacation Club Account. A Vacation Club Account is a type of savings account specifically for saving up for a vacation. 

Terms Rate %APY
$5.00 Minimum Balance Requirement 0.15% 0.15%

Learn more about Vacation Club Accounts here.

Tax Club Account

Terms Rate %APY
$25.00 Minimum Balance Requirement 0.15% 0.15%

Certificates of Deposit (CD)

Certificates of Deposit, also commonly known as a CD, is a type of savings account that is opened for a predetermined amount of time. 

Terms Rate %APY
6 Month Certificate 0.20% 0.20%
1 Year Certificate 0.25% 0.25%
2 Year Certificate 0.35% 0.35%
3 Year Certificate 0.50% 0.50%
4 Year Certificate 0.65% 0.65%
5 Year Certificate 0.80% 0.80%

$500.00 minimum balance. Substantial penalties for early withdrawal may apply.

Learn more about Certificates of Deposit (CDs) here.

Coverdell Education Savings Account

A Coverdell Education Savings Account is a type of savings account specifically for covering education costs, such as college expenses.

Terms Rate %APY
$5.00 Minimum Balance Required 0.15% 0.15%

Learn more about Coverdell Education Savings Accounts here.

Take Advantage of Great Savings Account Rates

Auburn Community Federal Credit Union offers some of the best savings account rates around. If you’re interested in any of the above savings accounts…

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