Holiday Hours: New Year's Eve 12/31/24 - Closing at 1 PM; New Year's Day 1/1/25 - Closed. We wish everyone a Happy and Safe Holiday Season!

We are currently hiring Tellers for our Cayuga County and Liverpool Branch locations. Please go to our Careers page to apply.

Fixed rate home equity loans are still available. However, the home equity line of credit is suspended until further notice due to current interest rate environment.

Savings & Retirement Accounts

Your Credit History is more than just a Credit Score.

We can help you find favorable lending terms to meet your needs and budget. Even if your credit score isn't great, you may still qualify for a loan, as we also consider:

Account History
Job History
and more...

Get started on a loan application...